The Effect Of Car, Bopo Ratio, And Npl Ratio On The Profitability (Roe) Of Foreign Exchange Business In Indonesia (2012-2016 Period).
DOI:
https://doi.org/10.57185/joss.v1i3.35Keywords:
Implementation, Policy, Disaster Risk Reduction, FloodAbstract
Banking financial performance comes from several factors, namely that it is very important for a bank's capital to be achieved within the limits set by Bank Indonesia. The ratios that are quite significant in banking are the capital adequacy ratio (CAR), the BOPO Ratio, OJK explained that efficiency continues to be encouraged for banks so that they are able to reduce operational costs to operating income, as well as the ratio of non-performing loans or non-performing loans (NPL). . This study emphasizes the effect of CAR, BOPO ratio, and NPL ratio on the profitability of foreign exchange BUSN in Indonesia. Researchers used a sample of 35 banks for the 2012-2016 period, with secondary data types and quantitative analysis methods, statistical calculations in this study using Eviews 8 software. and NPL have no significant effect on ROE. The ratio of CAR, BOPO, and NPL statistically significant effect on bank profitability.
Published
Issue
Section
License
Copyright (c) 2022 Fauzi isnaen, Fauzan akbar
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International. that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
